Hi, I’m Kelley Yruegas, a certified financial coach and the creator of the Three Bucket Budget. If you’ve ever felt overwhelmed trying to track every dollar, keep up with receipts, or manage complicated spreadsheets, you’re not alone—I’ve been there too.

When I first started coaching, I used the traditional Every Dollar method, but I quickly realized it took hours of my time every week. If it wasn’t sustainable for me, how could it work for my clients? You don’t need another complicated system. You need a simple, clear plan that actually works in real life. That’s why I created the Three Bucket Budget—a practical way to manage your money without all the confusion and stress.

In this system, I’ll show you how to divide your money into just three easy-to-manage buckets: one for your monthly bills, one for daily spending, and one for saving with confidence for the future. No spreadsheets, no receipt piles—just clarity, control, and peace of mind.